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Tue, 9 Dec 2025 08:27:09 +0000 Received: from GV1PR07CU001.outbound.protection.outlook.com (40.93.214.97) by westeu11-emailsignatures-cloud.codetwo.com with CodeTwo SMTP Server (TLS12) via SMTP; Tue, 09 Dec 2025 08:27:13 +0000 Received: from GV1PR02MB7810.eurprd02.prod.outlook.com (2603:10a6:150:1e::10) by AM0PR02MB4529.eurprd02.prod.outlook.com with HTTPS; Tue, 9 Dec 2025 08:27:21 +0000 Received: from DB9PR05CA0027.eurprd05.prod.outlook.com (2603:10a6:10:1da::32) by GV1PR02MB7810.eurprd02.prod.outlook.com (2603:10a6:150:1e::10) with Microsoft SMTP Server (version=TLS1_2, cipher=TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384) id 15.20.9388.14; Tue, 9 Dec 2025 08:27:15 +0000 From: "sanctions CTF - RAB" To: "Jekaterina Mets" Cc: "rahapesu - RAB" References: In-Reply-To: Subject: =?windows-1257?Q?RE:_P=E4ring_=28meie_1.1-7/302-1_25.11.2025=29?= Date: Tue, 9 Dec 2025 10:27:08 +0200 Message-ID: MIME-Version: 1.0 Content-Type: multipart/related; boundary="----=_NextPart_000_003C_01DC68F9.AC66DCC0" X-Mailer: Microsoft Outlook 16.0 Thread-Index: AQG8Lq+rMyGFCKcspWRXWDWzICtzMAKeCYbH Authentication-Results: spf=pass (sender IP is 20.93.157.195) smtp.mailfrom=fiu.ee; 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charset="windows-1257" Content-Transfer-Encoding: 8bit Tere Täname küsimuse eest. Kokkuvõtlikult – puhtalt asjaolust, et töötate Iraani kodakondsusega kliendiga, ei ole tarvis eraldi teavitada. Küll aga on tarvis kohaldada tugevdatud hoolsusmeetmeid. See tähendab, et Teil on tarvis tuvastada täiel määral, kes on tegelik kasusaaja, tuvastada isik ja kontrollida põhjalikult tema tausta, saada aru konkreetsest ärisuhtest, tuvastada vara päritolu jne. See on oluline, kuna Iraan on kõrgema terrorismi rahastamise riskiga riikide ehk nn riskiriikide seas. Samuti võib isik olla kantud sanktsiooninimekirja. Sanktsioonidest saab Rahapesu Andmebüroo, tulenevalt oma rahvusvahelise sanktsiooni seaduse § 11 lg 3 p-s 3 antud pädevusest anda hinnangu ainult finantssanktsiooni vaatest (mitte näiteks kaupade või teenuste osutamisega seotud piirangute vaatest). Ei ole kehtestatud üldist kohustust külmutada Iraani kodanike Eestis asuvad varad ega keeldu teha Iraani kodanikele makseid või ressursse kättesaadavaks. See tähendab, et iga juhtumit ja isikut tuleb käsitleda eraldi. Füüsiliste isikute puhul kehtivad piirangud ainult sanktsiooninimekirja kantud isikute suhtes. Konsolideeritud teksti (09.12.2025 seisuga) Euroopa Liidu kehtestatud piiravatest meetmetest Iraani suhtes leiate sellelt lingilt: EUR-Lex - 02011R0359-20250414 - EN - EUR-Lex Kuivõrd Iraan on ka terrorismi rahastamise vaatest kõrgema riskiga riikide seas, on kohustus rakendada tugevdatud hoolsusmeetmeid. Täpsemalt näeb RahaPTS § 39 ette, et kohustatud isik teeb antud juhul järgmist: * hangib lisateavet kliendi ja tema tegeliku kasusaaja kohta; * hangib lisateavet ärisuhte planeeritava sisu kohta; * hangib teavet kliendi ja tema tegeliku kasusaaja rahaliste vahendite ning rikkuse päritolu kohta; * hangib teavet planeeritud või teostatud tehingute põhjuste kohta; * saab loa kõrgemalt juhtkonnalt ärisuhte loomiseks või selle jätkamiseks; * tõhustab ärisuhte seiret suurendades kohaldatavate kontrollimeetmete arvu ja tihedust ning valib tehingute näitajad, mida täiendavalt kontrollitakse. Kui Teil tekib rahapesu või terrorismi rahastamise kahtlus, siis tuleb sellest teavitada Rahapesu Andmebürood. Rahapesule või terrorismi rahastamisele viitavad indikaatorid on leitavad kahtlaste tehingute tunnuste juhendist (TFi osa on seal lk 19-22): https://fiu.ee/oigusaktid-ja-juhendid/juhendid#juhend-kahtlaste-teh Mistahes küsimuste korral palume julgelt ühendust võtta. Lugupidamisega Rahapesu Andmebüroo | Estonian Financial Intelligence Unit Tel +372 696 0500 | Pronksi 12, Tallinn | www.fiu.ee From: Jekaterina Mets Sent: Tuesday, November 25, 2025 1:44 PM To: rahapesu - RAB Subject: Päring Tähelepanu! Tegemist on välisvõrgust saabunud kirjaga. Tundmatu saatja korral palume linke ja faile mitte avada. Tere, Lugupeetud RAB esindaja! Meil on tekkinud järgmine ebatavaline olukord – meie poole pöördub klient, kellel on Iraani kodakondsus ja e-residendi kaart Eestis. Kas meie võime sellise kliendiga töötada, arvestades, et Iraan on sanktsioonide all, kuid samal ajal on see klient saanud e-resident kaardi Eestis. Ja kas peame me kedagi teavitama, et töötame sellise kliendiga? Ette tänades, Inga Ivinja MAXWISE OÜ Jõe tn 4C,Tallinn 10151, Harju County ESTONIA +372 614 3135 www.maxwise.eu ------=_NextPart_001_003D_01DC68F9.AC66DCC0 Content-Type: text/html; charset="windows-1257" Content-Transfer-Encoding: quoted-printable

Tere<= o:p>

=  

T=E4n= ame k=FCsimuse eest.

=  

Kokku= v=F5tlikult =96 puhtalt asjaolust, et t=F6=F6tate Iraani kodakondsusega = kliendiga, ei ole tarvis eraldi teavitada. K=FCll aga on tarvis = kohaldada tugevdatud hoolsusmeetmeid. See t=E4hendab, et Teil on tarvis tuvastada t=E4iel m=E4=E4ral, kes on tegelik = kasusaaja, tuvastada isik ja kontrollida p=F5hjalikult tema tausta, = saada aru konkreetsest =E4risuhtest, tuvastada vara p=E4ritolu jne. See = on oluline, kuna Iraan on k=F5rgema terrorismi rahastamise riskiga riikide ehk nn riskiriikide seas. Samuti v=F5ib isik olla kantud = sanktsiooninimekirja.

=  

Sankt= sioonidest saab Rahapesu Andmeb=FCroo, tulenevalt oma rahvusvahelise = sanktsiooni seaduse =A7 11 lg 3 p-s 3 antud p=E4devusest anda hinnangu = ainult finantssanktsiooni vaatest (mitte n=E4iteks kaupade v=F5i teenuste osutamisega seotud piirangute = vaatest). Ei ole kehtestatud =FCldist kohustust k=FClmutada Iraani = kodanike Eestis asuvad varad ega keeldu teha Iraani kodanikele makseid = v=F5i ressursse k=E4ttesaadavaks. See t=E4hendab, et iga juhtumit = ja isikut tuleb k=E4sitleda eraldi. F=FC=FCsiliste isikute puhul = kehtivad piirangud ainult sanktsiooninimekirja kantud isikute suhtes. = Konsolideeritud teksti (09.12.2025 seisuga) Euroopa Liidu kehtestatud = piiravatest meetmetest Iraani suhtes leiate sellelt lingilt: EUR-Lex - 02011R0359-20250414 - EN - EUR-Lex

=  

Kuiv=F5= rd Iraan on ka terrorismi rahastamise vaatest k=F5rgema riskiga riikide = seas, on kohustus rakendada tugevdatud hoolsusmeetmeid. T=E4psemalt = n=E4eb RahaPTS =A7 39 ette, et kohustatud isik teeb antud juhul j=E4rgmist:

  • hangi= b lisateavet kliendi ja tema tegeliku kasusaaja = kohta;
  • hangi= b lisateavet =E4risuhte planeeritava sisu = kohta;
  • hangi= b teavet kliendi ja tema tegeliku kasusaaja rahaliste vahendite ning = rikkuse p=E4ritolu kohta;
  • hangi= b teavet planeeritud v=F5i teostatud tehingute p=F5hjuste = kohta;
  • saab = loa k=F5rgemalt juhtkonnalt =E4risuhte loomiseks v=F5i selle = j=E4tkamiseks;
  • t=F5h= ustab =E4risuhte seiret suurendades kohaldatavate kontrollimeetmete arvu = ja tihedust ning valib tehingute n=E4itajad, mida t=E4iendavalt kontrollitakse.

=  

Kui = Teil tekib rahapesu v=F5i terrorismi rahastamise kahtlus, siis tuleb = sellest teavitada Rahapesu Andmeb=FCrood. Rahapesule v=F5i terrorismi = rahastamisele viitavad indikaatorid on leitavad kahtlaste tehingute tunnuste juhendist (TFi osa on seal lk = 19-22): https://fiu.ee/oigusaktid-ja-juhendid/juhendid#juhend-kahtlaste-teh =

=  

Mista= hes k=FCsimuste korral palume julgelt =FChendust = v=F5tta.

=  

Lugup= idamisega

=  

Rahapesu = Andmeb=FCroo | Estonian = Financial Intelligence Unit
Tel +372 696 0500 = | Pronksi 12, Tallinn | www.fiu.ee

 

=  

From: Jekaterina Mets = <corp@maxwise.eu>
Sent: Tuesday, November 25, 2025 1:44 PM
To: rahapesu - RAB <info@fiu.ee>
Subject: P=E4ring

 

T=E4helepanu! Tegemist on v=E4lisv=F5rgust saabunud = kirjaga.
Tundmatu saatja korral palume linke ja faile mitte = avada.

Tere,

 

Lugupeetud RAB = esindaja!

Meil on tekkinud j=E4rgmine ebatavaline olukord = =96 meie poole p=F6=F6rdub klient, kellel on Iraani kodakondsus ja = e-residendi kaart Eestis. Kas meie v=F5ime sellise kliendiga = t=F6=F6tada, arvestades, et Iraan on sanktsioonide all, kuid samal ajal = on see klient saanud e-resident kaardi Eestis. Ja kas peame me kedagi = teavitama, et t=F6=F6tame sellise kliendiga?

 

 

Ette t=E4nades,

Inga Ivinja

 

 

MAXWISE O=DC
J=F5e tn 4C,Tallinn 10151, Harju County
ESTONIA

+372 614 3135

3D"MAXWISE_117x46px"

=

www.maxwise.eu

 

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